"It’s fair to say that from both an economic and political perspective it’s been a tumultuous couple of years."

"Above all other things, the speed at which costs of mortgage debt fall and housing affordability pressures ease holds the key to house price movements over the next five years. "

"When we last forecast in 2022, we thought that we were in the late stages of a typical housing market cycle, that had been disrupted by the behavioural changes brought about by the pandemic. "

"The housing market has been a roller coaster over the past several years."

"The private rented sector has been tough for many in 2023. "